Our Products & Services

We can provide individualized advice with respect to the life events of our clients and build a financial plan to deal with any and all of the six core needs you may require. Our services are available to clients throughout Columbus, Cincinnati, Dayton, OH and the surrounding areas. Contact us today to learn more.

Six Core Needs

Throughout your life there will be life events that require you to reevaluate your finances. We have summed them up into 6 different core needs. If you feel like any of these core needs describes your current situation, contact us.  
Short term- Liquidity This is a need for someone with a short-term time horizon and has short-term expenses within the next 12 months or so or it is their “emergency” fund.  This money should be put into short-term products such as brokered CDs or money market funds.
Income Later This is a need for someone with a longer time horizon, does not need access to their funds in the near term and is planning on retirement and the income they will need at that time.  This money should be put into long-term products with the goal of growth
Legacy This is a need for someone who is planning their estate and wants to manage their assets while living and direct the distribution of their assets once they pass on to their family and charities.
Protection This is a need for someone who wants to guard the assets they have.  Using insurance products, such as life, long-term care and disability,  is one way to guard against the unexpected that may arise.
Income Now This is a need for someone who requires income from their current assets and developing a plan on the best way to structure the distribution of those assets.
Credit This is a need for someone who has credit or debt concerns and how to best leverage their current investment portfolio and other investment products to help meet their needs and or concerns.

Products & Services 

  • Guided Wealth Portfolio
  • Individual Retirement Accounts
    • Traditional
    • Roth
  • Retirement Accounts
    • Simple IRAs
    • SEP IRAs
    • 401(K)
  • Insurance
    • Long Term Care
    • Life
    • Disability
  • Annuities 
    • Variable
    • Indexed
    • Fixed
    • Immediate
  • Fixed Income
    • Bonds (corporate, municipal & treasury)
    • Brokered CDs
    • Structured CDs
    • Structured Notes
  • Equities 
  • Mutual Funds
  • UITs
  • 529 College Plans
  • Portfolio Review
  • 401(k) Transition Assistance 

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC).  Insurance products are offered through LPL or its licensed affiliates. LCNB National Bank and LCNB Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using LCNB Investment Services, and may also be employees of LCNB National Bank.  These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, LCNB National Bank or LCNB Investment Services.  Securities and insurance offered through LPL or its affiliates are:

The LPL Financial registered representatives associated with this site may only discuss and/or transact securities business with residents of the following states: AK, AL, AZ, CA, CO, CT, FL, GA, IA, IN, IL, KY, LA, MD, NC, NJ, OH, SC, TX, VA & WV.