Kasasa Cash

Enjoy high interest earnings and refunds on ATM withdrawal fees.

Get paid just to bank at LCNB National Bank — free Kasasa Cash checking rewards you with up to 3.00% APY* every month for doing banking basics, like using your debit card.

You’ll also get refunds on ATM withdrawal fees, nationwide — so every ATM is your ATM, whether you’re in Cincinnati, Dayton, Columbus, or elsewhere. Link your account to a free Kasasa Saver to make saving easy. Open your accounts online now. 


Open An Account Online



  • Free checking that pays high interest
  • 3.00% APY* on balances up to $25,000
  • A range of 3.00% to 0.72% APY* on balances over $25,000 depending on balance in account
  • 0.05% APY* if qualifications aren't met
  • May receive refunds on ATM withdrawal fees, nationwide (up to $25 monthly)
  • Link to free Kasasa Saver to build savings
  • No minimum balance to earn rewards
  • No monthly maintenance fee
  • $50 minimum deposit to open
  • Electronic Banking services:
    • Free online banking with bill pay
      • Free e-statements (EZ Statements)
      • Free mobile banking (with mobile deposit)
      • Free LCNB National Bank Debit Mastercard® 
      • And more!

Here's how easy it is to earn your rewards: 

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive electronic statements (EZ Statements) 
  • Be enrolled in and log into online banking

And if you don’t meet these qualifications, don’t worry — your account is still free.

Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.

View Kasasa Cash Disclaimer
*APY = Annual Percentage Yield. Accurate as of 6/14/2019.